Fresh Capital is a young, dynamic company in the financial industry. We are the first in Russia to launch an innovative FINTECH product under its own name POS FACTOR. Our product is aimed at supporting small and medium-sized businesses.
In any country of the world, the support of small and medium-sized businesses is one of the priorities that is set both for the country's banking sector and for other financial institutions existing in the financial market.
Clearly understanding how the modern financial market works, and in which direction it is moving, we set ourselves the task of developing an innovative financial product, which, first of all, must comply with modern financial and technological trends, and most importantly, be necessary for business.
When creating a product, we were guided by the following principles:
Innovative - any start-up financial company is facing enormous competition, the only way to win- is to do something that no one else has on the market.
Simple - the product should have a clear understanding to the business, even in the most remote part of the country. We are against the hidden clauses in the contracts and fine print. Our product is an innovative form of factoring, first launched in the country by our company.
Lightning fast - in 95% of cases a small or medium-sized business needs money âyesterdayâ, so our product allows you to receive money in 72 hours.
Transparency - a business must clearly understand what, to whom and when it pays - all our payments are electronic. In the near future, our company will switch to the use of blockchain technology.
Secure - today all payments are processed by the acquiring bank, and the transactions themselves are protected according to the rules of payment systems. The introduction of blockchain technology will increase transparency and security manyfold over.
Obtainable - our product is designed in such a way that even those enterprises that the bank has previously refused to lend can use it.
Pos Factor is an innovative product created by FreshCapital as a new instrument for financing and real support for small and medium size businesses
Simplified approval process.
If you have POS terminal
We provide financing without collateral and guarantors, the application is made out on two documents, you receive a decision on the application within 24 hours, 99% approval, the money is credited to your account within 72 hours
Money for any business purpose
If you have POS terminal
Assistence to existing businesses
Openning another business
Reinvesting money
Real help to your business
If you have POS terminal
- Restore financial performance
- Take the business out of difficulties
- Expand client pool
- Increase turnoverбоÑоÑ
- Improve sales
- Simplify cash flow planning
- Replenish working capital
- Purchase new equipment
- Prepare business for seasonality
- Overcome force majeure
For a business with growing card turnover for opening new retail locations
Maximum Rate
25-28%
CalculateNeed a minimum percentage of write-off? Product "Universal" for you!
Universal Rate
24-26%
CalculateIndividual product for quick resolution of current financial issues!
Short Term Rate
18-19%
Calculatefor any business related purposes without collateral and gaurantors
Application can be downloaded on our website, filling out the appliation will take only 10 minutes. This is one of the main documents needed to request the loan
Fill out and send us
your applicaton
Within one business day our manager will contact you for more information in order to finalize your request for the approval
Receive the approval within
1 business day
After agreeing on the decision, our manager will come to you to sign the contract. After signing the contract within 24 hours, the money will be transferred to the account of your organization.
Receive money within one
business day
The best way to grow business is by openning new branches or retail location. Our product PosFactor will help you to realize this goal
To open new branch or retail location
Conducting an advertising campaign will help build a brand and increase the awareness of your business.
To conduct an advertising campaign
The appearance of the business location is an important component of the business. With the help of our product, you can make your institution many times more attractive to customers.
To conduct repairs
A wide product line will help to attract the majority of customers to you.
Replace equipment
Pos Factor will fill your shelves with products.
To expand product line
Modern equipment - the key to quality and successful business. With the help of our product you can update the full range of the necessary equipment.
To purchase out of stock products
will come to you with a presentation
*Danil Samarin- Personal Manager
will come to you with a presentation
*Danil Samarin- Personal Manager
Retail stores
Grocery stores
Appliance stores
Pharmacy stores
Furniture stores
Services
Auto Services
Beauty Salons
Sport Clubs
Food Services
Fast food
Bakeries
Cafes and Bars
Restaurants
Stationary Terminal
Stationary Terminal with electric outlet with ability to connect to the internet and mobile connections.
Financing from 200 rubles a dayMobile Terminals
Mobile terminal with battery and ability to connecto to mobile internet
Financing from 200 rubles a dayPIN Pad for cashier integration
Stationary terminal integrated with a cash register solution.
641-612-4194How to install Bank terminal
Fill out and sign documents for installation
Installation of terminals within 5 days
Terminal is ready
When will the money be transferred?
The funds will be transferred to your current account within 72 hours.
Is it possible to obtain financing larger than the turnover on bank cards?
A large selection of financing programs allows financing up to 30% more than turnover.
Is it possible to get a re-financing?
When you pay off first round of financing, you can immediately get a second one. We also have a refinancing program.
What if I don't have a terminal?
We install terminals to our customers, the process of acquiring connection takes up to 5 working days.
What is refinancing?
If 70% of the primary financing is reached, we can re-finance you, provided that the first round of financing is completely closed from the funds received as part of the re-financing. "
How is the repayment works ?
The debt is repaid by micropayments on a daily basis, with a percentage write-off from the daily turnover.
Can I get loan in cash?
No, we transfer money to your account.
If I have nissed payments in the bank, will you finance me?
When considering an application, the credit and legal history of the organization and its related individuals will have a greater effect on financing conditions than on approval.
Are you satisfied?
Ask a questionContacts
Fresh Capital LLC
Phone: (801) 208-2422
E-mail: 909-463-6666
Address: Moscow, Enthusiasts Boulevard House 2, Golden Gate business center